• Politics
• Visit Article Link

• cnn Politics
• Tue Oct 21 2025

If you're carrying credit card debt, you know how frustrating it is watching your payments get eaten up by interest instead of reducing your balance. It's hard to get out of that hole.

Here?s the reality: the average person with $5,000 in debt often pays over $1,200 in interest every year. That's money that could be paying down your actual debt instead.

The Citi Simplicity? Card can give you a way out.

Move your debt to the card and you?ll pay 0% intro APR for 21 months on Balance Transfers ? nearly 2 full years interest-free where every dollar goes directly toward eliminating your debt, not to the bank.